We provide assistance to newcomers in understanding the Canadian real estate market and associated costs. This includes information on closing costs and adjustment costs. We also help newcomers build equity instead of paying rent, taking advantage of employment and credit sources. For those looking for higher loan amounts (over $1 million), we can find the best rates and mortgage options with at least a 20% down payment saved. We can even offer more flexibility on down payment with as little as 5% down. Additionally, we explain homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, allowing us to design a custom-tailored mortgage product that fits your needs. Even if you don't qualify at your bank due to limited credit or employment history, we can still secure the best rate for you. Plus, we offer innovative tools to make your first-time home buying experience efficient.