Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. Our Stated Income mortgage option is particularly beneficial for those whose expenses impact their qualifying income. We also accept dividend and investment income, requiring stability and proof of income. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are open to accepting reasonable income estimates. Our options are tailored specifically for Business For Self (BFS) borrowers, so don't hesitate to give us a call for more information.

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